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Personal Contract Purchase

Personal Contract Purchase (PCP) – the hassle-free, cost effective way to finance and maintain a vehicle.

Personal Contract Purchase is an affordable option for private individuals to acquire a vehicle. Payments link the estimated final value of a vehicle at the end of an agreed period to monthly rental payments, reducing the amount you pay each month and allowing you to drive a better car but within the same budget. Maintenance can also be included in the contract providing you with a total package of fixed price motoring.

Personal Contract Purchase gives you the option to return the vehicle at the end of the agreement or make a final option to purchase fee, buying the vehicle outright. The decision is yours.


Benefits Of Personal Contract Purchase Are Listed Below


  • Accurate monthly budgeting
  • Improved cash flow
  • Minimum capital expenditure
  • Fixed interest rate
  • Optional ownership of vehicle
  • Rentals offset against taxable income
  • No depreciation risk
  • No vehicle disposal problems
  • Reduced administration
  • Ongoing advice and support
  • Road fund licence provided (optional)
  • Breakdown rescue cover (optional)
  • Fixed charged maintenance (optional)
  • VAT chargeable on services (optional)
  • VAT recovered on invoice value by and passed to customer in the form of lower rentals

Contact Us

For more information contact us on 0845 124 6952. Alternatively click the following link to contact us via Email.

Please call the office to discuss your finance requirements...